Official 40/60 Structure
The project launches with an official 40/60 payment plan: 5% on booking, 5% semi-annual milestones, ADIB direct facility to MODON, and 55% normal mortgage financing via any bank of choice.
Capital Security & Phasing
Wadeem Gardens by Modon provides an investor-focused payment schedule structured to maximize capital efficiency across the construction timeline.
All funds are safeguarded through government-regulated escrow accounts supervised by Abu Dhabi's Department of Municipalities and Transport (DMT), guaranteeing complete institutional security.
Structured Phasing Roadmap
Official Modon 40/60 framework governed by Abu Dhabi DMT escrow regulations — delivering complete capital clarity from initial reservation through construction to key handover and long-term financing.
Initial reservation deposit due upon booking agreement execution to officially allocate and secure your selected townhouse or villa residence.
Structured periodic installments paid during active construction. The buyer pays a cumulative total of 20% spaced over roughly two years.
ADIB may finance the next 20% directly to MODON on the purchaser's behalf during construction, subject to formal credit and application approval.
At construction completion, municipal verification, and key delivery, the buyer pays an additional 5% milestone directly to MODON.
The remaining 55% balance can be financed with a standard mortgage through any licensed UAE or international bank of your choice.
All buyer payments are protected in government-regulated escrow accounts monitored by Abu Dhabi DMT.
Streamlined pre-approvals and institutional advisory for the 20% off-plan financing facility to MODON.
Qualifying property purchases grant owner and family 10-year residency with zero local property taxes.
Receive a tailored payment schedule for 3 & 4-bedroom townhouses or 4, 5 & 6-bedroom standalone villas, including milestone projections and ADIB facility guidance.
Institutional Backing
Acquiring a luxury home at Wadeem Gardens by Modon comes with elite banking relationships and long-term residency privileges in the UAE.
Through Modon's collaboration with Abu Dhabi Islamic Bank (ADIB), buyers can access direct institutional financing facilities during construction, providing cash flow flexibility.
Purchases exceeding AED 2,000,000 qualify investors for the renewable 10-year UAE Golden Residence Visa for the owner, spouse, children, and domestic team with no sponsor required.
Abu Dhabi provides zero personal income tax, zero capital gains tax, and zero annual property tax, securing generational wealth preservation and maximum net yields.
Payment Questions
The project launches with a 40/60 payment plan: 5% on booking, then 5% every six months (buyer pays a total of 20% over roughly two years). ADIB may finance the next 20% directly to MODON, subject to approval. At handover, the buyer pays an additional 5% to MODON, and the remaining 55% can be financed with a normal mortgage through any bank.
Yes. Non-resident international investors can apply for mortgage financing with UAE banks, including ADIB, typically securing up to 50% to 75% loan-to-value depending on financial profile.
Standard purchases in Abu Dhabi are subject to a 2% municipality registration fee (DMT fee), along with nominal title deed issuance fees. There are no annual recurring property taxes.
Discover More
Contemporary multi-level townhomes with private gardens, family lounges, and direct park access.
Explore Townhouses → Standalone LuxurySpacious 4 to 6-bedroom luxury standalone villas with private swimming pools and vast grounds.
Explore Villas → Community Design5 exclusive residential clusters connected by a 16-hectare central park, cycling loops, and retail.
View Master Plan → Hudayriyat IslandOpposite Al Bateen shoreline with 7-minute access to downtown Abu Dhabi and island sports destinations.
Explore Location →Register to receive official payment plan schedules, mortgage calculator assistance, ADIB financing terms, and Golden Visa advisory for Wadeem Gardens by Modon.
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